Importance of personal finance From Savings to Spending

Handling your money smartly is what personal finance is all about. It includes earning, spending, saving, and investing wisely. Making careful money choices is super important because it really matters in life, especially when things get tough, like when you’re sick or lose your job.

The main components of personal finance are:

• Control and Manage Expenses
• Effectively manage and deal with Debts
• Build and Maintain a good credit score
• Save Money for the future

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