Demystifying Term Life Insurance Premiums: Factors That Influence Your Rates

Term life insurance is a type of life insurance that provides coverage for a specific period of time, typically ranging from 5 to 30 years. During this period, if the insured person passes away, the policy pays out a death benefit to the beneficiaries named in the policy. Term life insurance premiums, the regular payments you make to maintain coverage, can vary based on several factors.
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